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unless otherwise provided by the contract deposit

by law or contract, - penalty) necessary expenses
 maintenance of the mortgaged property, and the costs of secured
 collateral requirements, unless otherwise provided by the contract deposit.  (Article 19
 Law of Ukraine "On Mortgage").  Foreclosure on the mortgaged property
 by the Bank in accordance with Article 20 of this law in the case of
 the time of maturity of the obligation secured by the mortgage,
 it will fail, unless otherwise provided by law or contract
 [9].

 Joint Stock Commercial Bank "Aval" was created legal entities -
 residents of Ukraine in the form of an open joint stock company decision
 Constituent Assembly (Minutes № 1 of 03.03.1992 year).

 Bank Bank was incorporated March 27, 1992 under registration number
 94.

 Minutes of general meeting Bank "Aval» № 3b-4/4 of 21 January 1994
 decided to change the name of Joint Stock Commercial Bank
 "Aval" to share Post Pension Bank "Aval".

 In connection with the decision of the General Assembly "Aval» № 3b-36 of 21
 April 2006 decided to change the name of "Aval" on
 OJSC "Raiffeisen Bank Aval".  Open Joint Stock Company "Raiffeisen
 Bank Aval "is the assignee of all rights and obligations JSPPB
 "Aval".

 Minutes of general meeting Bank "Aval» № 3b-45 of 14 October 2009
 decided to change the name of Joint
 Company "Raiffeisen Bank Aval" to Open Joint Stock Company