loans and operations management, credit related. Banks prohibited from directly or indirectly provide loans for the purchase of own securities. Use the securities of its own issue to collateral may with the consent of the National Bank of Ukraine. Bank is obliged to comply with the provision of loans to the basic principles loans, including checking creditworthiness of borrowers and the availability of credit to comply with established National Bank of Ukraine demands on concentration risk. Bank can lend at interest, the rate of which is lower than the interest rates on loans by the bank itself, and the rate of interest paid on deposits. Exceptions can be made only if the implementation of the transaction the bank will have no losses. The Bank is entitled to issue unsecured loans, subject to prudential regulations. Provision of interest-free loans is prohibited, except as provided law cases. In case of late repayment or interest for his use of the bank has the right to order the compulsory payment debt, if it is stipulated in the contract. In the inter- market is also used Civil Code of Ukraine, regulations National Bank of Ukraine, the regulations for commercial banks, credit agreements.